In this video, I'm explaining what a CD ladder is, how you could build one with your savings, and will show you examples of how to use it alongside a high-yield savings account. I'll also show you the difference of an account that earns you 0.5% interest and an account that earns you 3.5% interest. 👋 My name is Nicole and I created Travel to Money to help you learn about how to travel adventure and have fun on the road to financial independence. I have traveled the world, I own a couple of houses in Spain, and I’m on a creative journey to financial independence. I believe the road to financial freedom can and should be fun. I hope you’ll subscribe and join me on this journey, no matter where you are starting from. 🌐 Learn more at: https://traveltomoney.com Follow me on Instagram/Threads/TikTok/Twitter: @traveltomoney Follow me on Facebook: Travel to Money Book a coaching session: https://traveltomoney.com/coaching Sign up for my free newsletter: https://traveltomoney.com/weekly ▶️ YouTube Playlist Favorites Spain // https://www.youtube.com/playlist?list=PLbfwjI_7ahZj101XZdA-YMBp-8iUUNkpx Travel // https://www.youtube.com/playlist?list=PLbfwjI_7ahZhLnveLqyIyl6IOqsRReSH4 Financial Independence // https://www.youtube.com/playlist?list=PLbfwjI_7ahZjYXGTGhudSSPeNHJKLKDQz ✈️ GO ON A TRIP WITH ME! Fill out the survey here: https://my.trovatrip.com/public/l/survey/nicole-leeper 💵 Check out my INVESTMENT CALCULATOR https://www.traveltomoney.com/investment-calculator 📱 SITES I USE AND RECOMMEND Housesitting - Stay for free all over the world: https://trustedhousesitters.pxf.io/c/3502554/1555723/18144 Send money internationally: https://www.traveltomoney.com/wise/ Get a VPN: https://www.privateinternetaccess.com/offer/TraveltoMoney_ofccx1j Car rental and flight deals: https://skyscanner.pxf.io/c/3502554/1027991/13416 📸 CAMERA GEAR https://www.amazon.com/shop/traveltomoney/list/199JUY5XTEWPC?ref_=aipsflist_aipsftraveltomoney 🌎 TRAVEL GEAR https://amzn.to/3S6PbOt 🏠 AIRBNB HOSTING MUST-HAVE ITEMS https://www.amazon.com/shop/traveltomoney/list/6HNM2Q94OMG2?ref_=aipsflist_aipsftraveltomoney Disclaimer: I am not a financial advisor and all information in my videos is for entertainment purposes only. Before making any financial decisions, you should do your own research or consult a professional. Some links in this description may be affiliate links, which means I may receive a small commission if you use them. However, I only recommend products or services that I personally use and love. Thanks for helping to support this channel!