Six months after I turned 18, I was able to get my credit score past 700. This is how. Support the Channel on Patreon https://www.patreon.com/emandaniel Get Your 2 Free Stocks on Webull https://act.webull.com/in/B14KvepDsr5a/eng/inviteUs/main Get $10 Worth of Bitcoin https://www.coinbase.com/join/daniel_wyn Get 2 Free Audible Books https://www.amazon.com/dp/B00NB86OYE?tag=emekatechnolo-20 1. Get a secured credit card. I highly recommend their Discover It Secured Card. It gives you 2% cashback on all purchases and they match your cashback at the end of your first year. After 8 months of using it responsibly, they'll upgrade your card and credit limit. Get it here https://refer.discover.com/s/edaniel7749 2. Pay your balance in full before the due date. Set up automatic payments so you don't miss any payments. 3. Keep your credit utilization low. It's recommended you use no more than 10% of your overall credit limit. But the lower, the better. With that said, I kept my utilization below 1-2%, and that made a bigger difference when my score was calculated. You don't necessarily start with a 0 credit score when you don't have any credit. It's nonexistent. Most of the time, your credit score develops six months after opening your first ever line of credit. My score was around 680 at the time. After eight months of using my secured card while following these rules, Discover told me they were going to graduate my card to an unsecured card, increase my credit limit (by A LOT) and return my security deposit. Coincidentally, my score broke through 700 for the first time around this time. Recording Equipment https://www.amazon.com/shop/zydash?listId=2FDLK3K2WVERC&ref=cm_sw_tw_r_inf_list_own_zydash_dp_5UToWiCdg7Huj Must-Read Books https://www.amazon.com/shop/zydash?listId=1GTN4V55B3Y2M&ref=cm_sw_tw_r_inf_list_own_zydash_dp_P2svG9aNmhrJk Instagram https://www.instagram.com/EmanInvests Twitter https://www.twitter.com/EmanInvests Facebook https://www.facebook.com/emaninvests For business inquiries, you can reach me at emekadbusiness@gmail.com. Disclaimer: Links in the description are typically affiliate links that let you help support the channel at no extra cost.