👉 Learn for free on Brilliant for 30 days and get 20% off an annual subscription at https://brilliant.org/Nischa In this video I break down when you should pay off debt versus invest - so you stop second-guessing and start making the right money moves. My products: 📶 Intentional Spending Tracker (free): https://nischa.me/ist 📊 Join my free investing workshop and learn how to make your money work for you: https://nischa.me/investyt 📙 Financial Wellbeing Toolkit: https://nischa.me/plan Other tools: UK ISA and savings accounts: https://nischa.me/plum Free fractional shares worth up to £100 (enter code 'NISCHA'): https://nischa.me/trading212 Timestamps: 00:00 Intro 00:38 Why Pay Debt First? 01:49 The Cost of Waiting 04:29 Debt vs. Investing 10:08 Money Psychology DISCLAIMERS & DISCLOSURES This content is for educational and entertainment purposes only. Nischa does not provide tax or investment advice. The information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. Past performance is not indicative of future results. All investing involves risk, including the possible loss of principal. This description contains affiliate links that allow you to find the items mentioned in this video and support the channel at no cost to you. Thank you for your support! *T&C's apply