✅ Not sure how to invest? Find advisors here: https://penniesnotperfection.com/nectarine ✅ Roth IRA rules found here: https://www.irs.gov/retirement-plans/roth-iras ✅ Roth Savings Challenge plans: https://shop.penniesnotperfection.com/products/roth-ira-challenges-printable Opening a Roth IRA will make you a tax-free millionaire for just a couple hundred dollars a month. Roth IRAs are incredible easy to open and offer powerful benefits to investors. But I get asked often where is the best place to open one? I'm covering three of my favorite options for option a Roth IRA in this video. 🏦 Vanguard: https://investor.vanguard.com/accounts-plans/iras 🏦 Vanguard Roth IRA Pros: ----- Very reputable financial company ----- Amazing low fee funds ----- High performing investment options ----- Lots of educational resources ----- Owned by the investors 🏦 Vanguard Roth IRA Cons: ----- Funds do have fees even though they are very low ----- Some funds have higher minimums to purchase ($1,000-$3,000+) ----- UX (user experience) is dated and can be hard to figure out ----- Can't buy fractional shares of stocks or ETFs in Roth IRAs 🏦 Fidelity: https://www.fidelity.com/ 🏦 Fidelity Roth IRA Pros: ----- Reputable company with good history ----- Platform is easier to use and better designed than Vanguard ----- Cheaper fees and lower minimums on many funds ----- Offers zero fee mutual fund options ----- Lots of educational resources to learn ----- Allows you to purchase fractional shares ----- Options for self-directed/DIY or advisor helps 🏦 Fidelity Roth IRA Cons: ----- Fees for advisor help are higher 🏦 M1 Finance: https://penniesnotperfection.com/M1Finance (affiliate link) 🏦 M1 Finance Roth IRA Pros: ----- Amazing robo-advisor technology ----- Easy to use and beautiful platform on web and app ----- No fees for investing ----- Easy rollovers (with bonuses for switching too) ----- Ability to purchase fractional shares 🏦 M1 Finance Roth IRA Cons: ----- Company is newer and was just founded in 2016 ----- There is a $500 minimum to start ----- Now charges $3 per month under $10K balance Roth IRA tracker ➝ https://shop.penniesnotperfection.com/products/save-6-000-roth-ira-investing-challenge-tracker-printable Learn more about Roth IRAs: https://penniesnotperfection.com/roth-ira-101/ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ RECOMMENDED: BANKS & CARDS: 🏦 Wealthfront Savings: https://penniesnotperfection.com/wealthfrontcash 🏦 Capital One 360: https://penniesnotperfection.com/CapitalOne360 🏦 My credit card: https://penniesnotperfection.com/cspcard BUDGETING: ⭐ Printables: https://shop.penniesnotperfection.com/ ⭐ Quicken Simplifi: https://penniesnotperfection.com/simplifi ⭐ Monarch: https://penniesnotperfection.com/monarch CASH BACK APPS: 💵 Rakuten ➝ https://penniesnotperfection.com/Rakuten 💵 Fetch Rewards (code: MV7RR) ➝ https://penniesnotperfection.com/FetchRewards 💵 Ibotta ➝ https://penniesnotperfection.com/ibotta 💵 Upside (code: RXZNW) ➝ https://penniesnotperfection.com/upsideapp/ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ CONTACT ME: 🔹 Website: http://penniesnotperfection.com 🔹 Shop: https://penniesnotperfection.com/shop/ 🔹 Instagram: https://www.instagram.com/penniesnotperfection 🔹 Buy Me A Coffee: https://www.buymeacoffee.com/youtubepennies Mary P.O. Box 240981 Memphis, TN 38124 ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ ➝ **The information provided should not be relied upon as investment advice or recommendations, does not constitute a solicitation to buy or sell securities and should not be considered specific legal, investment or tax advice. Investing entails risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. I am not a professional and this channel is for entertainment purposes only. Do your own research!! *Affiliate links. I get commissions for purchases you make through links shown here. It doesn't affect your purchase in any way and the commissions help support this channel. I only recommend items I personally use and appreciate the opportunity to share.