📈 Are you on track with the Baby Steps? Get a Free Personalized Plan: https://ter.li/0w9og5 Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love. Next Steps: • 🍸 Follow Smart Money Happy Hour on TikTok: https://www.tiktok.com/@smartmoneyhappyhour. • 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @RachelCruze or @thegreatcoward on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. • 💵 Sign up for EveryDollar today to create a free budget! Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. ⮕ https://www.JoinDeleteMe.com/SmartMoney 🌿 Get up to 40% off with code SMARTMONEY at Cozy Earth. ⮕ https://www.CozyEarth.com/SmartMoney Explore more from Ramsey Network: 💡 The Rachel Cruze Show ⮕ https://ter.li/zn5yjl 💰 George Kamel ⮕ https://ter.li/jxpkwe 🎙️ The Ramsey Show ⮕ https://ter.li/dhaofd 💸 The Ramsey Show Highlights ⮕ https://ter.li/ls738t 🧠 The Dr. John Delony Show ⮕ https://ter.li/jy41yb 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/u5ow3z 📈 EntreLeadership ⮕ https://ter.li/nmira1 Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube The Total Money Makeover – Updated and Expanded Edition: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube I'm Glad for What I Have https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?medium=product+shelf&source=YouTube Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube Smart Money, Smart Kids: https://store.ramseysolutions.com/money/books/smart-money-smart-kids-by-dave-ramsey-and-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf Know Yourself, Know Your Money Hardcover: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_source=youtube&utm_medium=product_shelf Questions for Humans: Friends https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-friends/?utm_source=youtube&utm_medium=product_shelf Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube Financial Peace Kids: https://store.ramseysolutions.com/youth/children/financial-peace-kids/?utm_medium=product_shelf&utm_source=youtube Get Clear Career Assessment: Find the Work You’re Wired to Do: https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube