Get your free CORE assessment at Havend CODE "KLIYT24" https://kvli.link/havend Correction: At 29 mins 33 seconds, it should be MediSave Account, and not MediShield Life Havend will help you first optimise your CPF, assess if it’s sufficient to form a solid retirement foundation, and, if needed, guide you on how to supplement it with the right retirement income plans — with no upselling, just what you truly need. As part of proper disclosure, I am compensated only if you decide to buy insurance from Havend. Please note that as an introducer, I am not permitted to give advice or provide recommendations on or arrange any life insurance contract, to or for any particular client, except to the extent of carrying out introducing activities. *None of this is meant to be construed as investment advice. It's for information purposes only. Links above include affiliate commission or referrals. I'm part of an affiliate network and I receive compensation from partnering websites.* 0:00 - Intro 0:29 - Is it possible we don’t invest for retirement at all? 2:06 - Is using CPF for retirement inflation proof? 3:04 - What does a secure retirement mean? 7:05 - How much to allocate for retirement? 10:09 - Is there an amount people can aim for? 11:12 - How to best allocate $8,000? 13:22 - When is Retirement Income useful in our retirement planning? 16:03 - Can’t I just supplement my retirement needs with investment? 17:00 - Best CPF LIFE plan and best Retirement Sum? 20:13 - Best way to plan for retirement at age 50? 22:42 - Biggest mistake people make when it comes to retirement planning 23:39 - Buy term, invest the rest?! 25:38 - What protections do I need during retirement? 26:34 - Are critical illness and accident plans a must have during retirement? 27:42 - How much to set aside for retirement health care cost? 29:51 - If I have a limited budget, how should I allocate for retirement income vs protection? 31:56 - How much CareShield LIfe protection should I get? 35:59 - How can Havend help in retirement planning? How much does it cost?