Can you really come out of debt and build a six figure investment portfolio?? YES! 💰💪 In this video, I talk about the essential tool to start with - budgeting. Budgeting doesn’t have to be hard, even for beginners! But doing it wrong could keep you broke forever. Learn how to take control of your money, build wealth, and finally stop living paycheck to paycheck! 💰 Want a simple way to budget your money effectively? Whether you're in your 30s or 40s and feeling stuck financially, this beginner-friendly budgeting guide will help you manage your income, save smarter, and invest for the future. 🚀 In this video, you’ll learn: ✅ The biggest budgeting mistakes keeping you broke ✅ A simple budgeting formula that works for any income level ✅ How to save money fast and avoid lifestyle creep ✅ Why budgeting isn’t about restriction—it’s about control ✅ A FREE Budget Template to help you get started today! To get it, click here: https://docs.google.com/spreadsheets/d/136LMuZw-oI5si2TPNW7-N477TWGRb5arR4L5rB6jLks/copy and make your own copy. 🔹 Start your journey to financial freedom NOW! Subscribe for more expert personal finance tips 😉 ✍️ COMMENT BELOW: What’s been your biggest budgeting challenge? Let’s talk! #fromdebttoriches #budgetingforbeginners #moneytips #personalfinance #financialfreedom #howtobudget #savemoney #wealthbuilding 00:00 Why You’re Broke (Even With a Decent Income) 00:33 The Free Budgeting Tool to Get You Started 01:39 Money Isn’t Just About How Much You Make 02:17 Avoid These Budgeting Traps in Your 30s & 40s 02:56 The #1 Mindset Shift That Changed Everything 03:18 The 75/15/10 Rule: The Simple Money Rule That Works 03:54 From Stressed to Relaxed 04:46 Your Turn: Download the Free Budget Template