Excel sheets used in this video. SIP Calculator - https://docs.google.com/spreadsheets/d/1vxHc7g9b4JfSBJ69i7tCDUFrQ0z4HmmybCbtRy0Odtk/copy Loan Prepayment Calculator - https://docs.google.com/spreadsheets/d/19la0pK4E7hngsB77vWSrbLj1oWBXCdgPr6WZ9EP5PNA/copy Should you prepay or invest - https://docs.google.com/spreadsheets/d/1-ZYn5PrmHovVBV9Wf6og1E4OcAwuHfxu5tSA3qQZs7s/copy If you have a loan, and you get a bonus or an increment, should you use that money to prepay your loan or invest in the stock market? Where will you save more money? If you have this doubt, this video is for you. The answer might surprize you!