Can Brits still afford to retire in 2025 and beyond? In today’s video, we dive into the latest data on how people in the UK are saving for retirement and what the experts predict for the future. We will consider what individuals can do to improve the outlook and what policymakers should be doing. Speak to Caspian about protection for your business using this link here: https://caspianinsurance.co.uk/free-quote-rl-utg?utm_source=BPL&utm_medium=BP-DTM-Youtube&utm_campaign=BP-DTM-Youtube Pension playlist: https://www.youtube.com/playlist?list=PLstkHf97SbLMJJq2auBCuKU2UdgDpan2E The brokers I use: 📈 Trading 212 Affiliate link. To get free fractional shares worth up to £100, you can open an account with Trading 212 through this link https://www.trading212.com/join/DAMIEN. Terms apply. If you do not get your free share after depositing £1. Use promo code DAMIEN, you will find it in the section with the three lines in the bottom right corner of the app. InvestEngine https://investengine.pxf.io/eKR40z Get a Welcome Bonus of up to £50 when you invest at least £100 with InvestEngine Vanguard https://www.vanguardinvestor.co.uk/ This is not an affiliate link Links and sources https://www.hl.co.uk/pensions/average-pension-pot-by-region https://www.retirementlivingstandards.org.uk/ https://www.gov.uk/government/statistics/analysis-of-future-pension-incomes/analysis-of-future-pension-incomes https://ifs.org.uk/publications/adequacy-future-retirement-incomes-new-evidence-private-sector-employees https://www.thephoenixgroup.com/media/sjodudvd/tomorrows-problem-analysing-the-future-impact-of-dc-pension-undersaving.pdf DISCLAIMER: Some of these links may be affiliate links. If you purchase a product or service using one of these links, I will receive a small commission from the seller. There will be no additional charge for you. Free shares can be fractional. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. Other fees may apply. See terms and fees. This video does not represent financial advice, and I am not a financial advisor. When investing, your capital is at risk. Investments can rise and fall and you may get back less than you invested. Past performance is no guarantee of future results. Timestamps: 00:00 - On track 00:51 - Will people have enough? 02:35 - How many will not have enough? 05:22 - Big changes 06:10 - Misaligned plans 07:04 - Sponsor 08:19 - Solutions 08:51 - Small increase 10:16 - Generational risk 11:08 - Other ways 11:52 - Rachel Reeves' pension reforms 13:12 - Forced UK investment 14:34 - Ownership