https://cards.bumacompany.com This is a super effective way of using the Citi Custom Cash card to stay in the 5% cash back world. The Citi Premier should then be used to transfer those points out travel partners. Instead of BILT, I meant to say the Citi Premier or SavorOne I was rushing to avoid holding up the line. However, BILT is 2X catch-all at worst but I use it as a 4X catch-all card. I'd appreciate your support of the channel by using my card links: https://cards.bumacompany.com Website: https://bumacompany.com Travel Channel: @RichardDebs