For some, asset allocation, re-balancing and choosing funds is just way too much hassle. They want to be able to buy just one fund and own it forever, any of the finer details should be handled for them. This is where the Vanguard Target Retirement Date Funds come in. Vanguard offers a variety of ready-made index fund portfolios in the UK that takes the simple path to wealth to a whole new level. Just choose the appropriate fund and Vanguard will take care of the rest. This is the ultimate simple path to wealth. These funds offer a diversified, global asset allocation in a single product, automatically rebalances that asset allocation for you and gradually dials down the risk by increasing the bond exposure as you approach retirement. Links mentioned in the video: Investing Demystified by Lars Kroijer (Summary): https://www.youtube.com/watch?v=hiQHU_nWQBY&t=1s The Simple Path To Wealth by JL Collins (Summary): https://www.youtube.com/watch?v=k9BuLHbf7IA&t=2s Disclaimer: All information or suggestions provided are for entertainment or educational purposes only and should not be taken as personal advice. While the information is believed to be accurate, it may include errors or inaccuracies. Always do your own research or consult a professional before making any investment decisions. The value of your investments, and the income derived from them, may go down as well as up. You may not get back all the money that you invest.