In Europe, thanks to PSD2 regulations, all banks must provide an API to give users access to their banking data. Developers can build third party apps using the bank APIs to create a seamless connection to a customer's banking data. Find our more about Nordigen - Europe's first free open banking API: https://nordigen.com/ Check if your fintech startup qualifies for Nordigen's additional free premium insights: https://nordigen.com/en/blog/nordigen-launches-programme-european-startups/