Do you even understand what a negative interest rate means? That you get charged money for the investment. I put in $100 into the investment, and they're like, great, now you have $90 and if we keep going, we can get to $80, and then we can get it to $70. We're going backward in a negative interest rate world. I need for you to also understand interest rates are low across the entire world. There are a few outliers, Venezuela, a couple of other countries, but for the most part, we're all below 1%, most of the not considered third world countries. Lower interest rates, if you told me, Sean, give me $100, and next month I'll return to you, you'll have $90, I would be like, that sounds stupid, right? Therefore, I would look out for the world, and I would start investing if I was just looking for opportunities in other things. One thing that's very popular for people around the world to put their money in is cryptocurrency.