Here's a walk through of the tools and methods I use to budget monthly and pay off debt. ** timestamps ** Why budget? 1:05 Getting started: 3:22 Budget worksheet: 4:04 Debt reduction calculator: 16:46 ** budgeting tools ** Budget worksheet: https://www.vertex42.com/ExcelTemplates/zero-based-budget-worksheet.html Debt reduction calculator: https://www.vertex42.com/Files/download2/gdrive.php?file=debt-reduction-calculator subscribe - https://www.youtube.com/channel/UCkhTgXM03gfA-dPGSYiQ6xg ** product links ** amazon storefront - https://www.amazon.com/shop/sydrichi?ref=cm_sw_sm_r_inf_pub_sydrichi_mw_4dUvP300cu1WB ** equipment I use ** Camera: iPhone 13 Pro Editing: iMovie Tripod: https://www.amazon.com/dp/B08D6KM95D?tag=onamzsydnehay-20&linkCode=ssc&creativeASIN=B08D6KM95D&asc_item-id=amzn1.ideas.23GQYDQ61DVOY ** ⬇️ say hi on social ** tiktok (@sydrichi) - https://bit.ly/3AxjAe6 pinterest (@sydrichi) - https://bit.ly/3dVTZE5 Email for business inquiries: TheSydRichi@gmail.com ** about me ** Hi, I’m Syd. I’m glad you’re here! I’m sharing life in my 30s—how I’m creating a life I love, practicing work-life balance and living more mindfully. I hope this channel inspires you to do the same. 💕 ** FTC Disclaimer ** Some affiliate links are in this description. If you purchase a product with a link I provide, I may receive a small commission. This is at no additional charge to you. 🤍 — #budget #budgetwithme #budgetwithme2023 #budgeting #budgetingforbeginners #budgetingtips #debtfree #debtfreejourney