Here's the exact order to apply for credit cards to maximize your rewards and build your credit: 1️⃣ Start with your debit card to build trust with your bank. 2️⃣ After 2-3 months, get a starter credit card, especially if you have bad or no credit. 3️⃣ In 6-7 months, go for an entry-level rewards card for cash back. 4️⃣ Then, upgrade to point-earning cards for higher rewards. 5️⃣ With a solid credit score, aim for max rewards cards with annual fees. 6️⃣ Next, explore travel credit cards for perks like lounge access. 7️⃣ Finally, apply for business credit cards to boost your business. Follow me for more credit tips—I've helped hundreds build and repair their credit!