📈 NEW! How to Calculate APR for a Loan | Full Step-by-Step Tutorial 2025 💸 Confused about how to calculate APR (Annual Percentage Rate) on a loan? This complete tutorial breaks it down in simple steps, so you can understand the true cost of borrowing and make smarter financial decisions. 🧮💡 Whether you're applying for a personal loan, car loan, mortgage, or credit card, knowing how to calculate APR helps you compare offers and avoid hidden fees. 📌 What You’ll Learn: 📚 What APR actually means and how it's different from interest rate 🧾 The formula for calculating APR manually 💳 How to include fees, interest, and loan term in your APR 💻 How to calculate APR using online tools or Excel 📉 Examples of real-life loan scenarios 📊 Why APR is important when comparing loan offers 🚫 Common mistakes people make when reading APRs ✅ How to find and verify APR details on loan documents By the end of this video, you’ll know exactly how APR works — and how to use it to protect your wallet. Whether you're a student, first-time borrower, or just trying to get better with money, this guide is for you. 👍 Like what you see? Hit LIKE, SUBSCRIBE, and turn on NOTIFICATIONS for more personal finance tutorials and money tips! 💬 Got questions or want help with a specific loan example? Drop it in the comments — I respond to everyone! #LoanAPR #APRExplained #HowToCalculateAPR #FinanceTips #LoanComparison #BorrowSmart #APR2025 #MoneyMath