Looking for notes on Personal Financial Planning for your first semester Skill Enhancement course at Delhi University? Look no further! In this video, we'll provide you with a brief overview of the key concepts and topics covered in the subject, along with easy-to-understand explanations and examples. The purpose of this video is to provide you with a very comprehensive explanation of the notes so that you can better understand them. I've invested a lot of time and effort into creating these notes, so I would really appreciate if you share it with your friends and subscribe to the channel! I have provided notes for free in semester 1. But now due to some reason I have to charge for it. So Now you have to pay ₹51 for the notes. After payment send me the screenshot on my instagram and I'll give you access. My insta id : https://www.instagram.com/abhishek_kumar_official_ My upi id for payment : abhishek99170@ybl Thanks for your understanding. Make sure you read the notes thoroughly and learn them well. You will be able to score good in your examination with the notes provided here. As far as the syllabus is concerned, I have covered each & every topic. You don't have to worry My best wishes to you! Imp Tips: Don't leave blank sheets, write anything related to the questions. #personalfinance #delhiuniversity #semester1 #sec Syllabus Unit 1: Introduction to Financial Planning: Financial goals, steps in financial planning, budgeting incomes and payments, time value of money. Introduction to savings, benefits of savings, management of spending & financial discipline, Setting alerts and maintaining sufficient funds for fixed commitments. Unit 2: Investment Planning: Process and objectives of investment, concept and measurement of return & risk for various asset classes, measurement of portfolio risk and return, diversification & portfolio formation. Gold bond; Real estate; Investment in greenfield and brownfield Projects; Investment in fixed income instruments, financial derivatives & commodity market in India. Mutual fund schemes; International investment avenues. Currency derivatives and digital currency. Unit 3: Personal Tax Planning: Tax structure in India for personal taxation, Scope of personal tax planning, exemptions and deductions available to individuals under different heads of income and gross total income. Comparison of benefits - Special provision u/s 115 BAC vis-à-vis General provisions of the Income-tax Act, 1961, tax avoidance versus tax evasion. Unit 4: Insurance Planning: Need for insurance. Life insurance, health insurance, property insurance, credit life insurance and professional liability insurance. Unit 5: Retirement Benefits Planning: Retirement planning goals, process of retirement planning, Pension plans available in India, Reverse mortgage, Estate planning.