Lowest Personal Loan Interest Rates. Bank EMI Comparison August 2025 Looking for the best personal loan deal in India? n this video, we break down the latest interest rates and EMI per ₹1 lakh across top banks including SBI, HDFC, ICICI, Axis, Kotak, and more — updated for August 2025. Whether you're planning a big purchase, consolidating debt, or just exploring your options, this comparison will help you make smarter financial decisions. Topics covered in this video: - Lowest interest rate banks for personal loans - EMI per ₹1 lakh across 12+ banks - Tips to choose the right loan provider - What affects your loan eligibility & EMI Pro Tip: Always check your credit score and negotiate with your bank for better rates! 🔔Subscribe for more finance tips, loan hacks, and money-saving strategies.