Disrupting An Antiquated Banking Industry With User Driven Services by Johan Lorenzen (IBM) at Slush 2014. Johan Lorenzen brings more than a decade of experience with high growth internet companies, both from the founder side and investor side. Johan joins Holvi from the venture capital firm Sunstone, to change the future of banking first hand, before that Johan also worked on both the technology and infrastructure side of traditional banking, as well advising and investing in FinTech companies. Holvi is taking banking to the connected age and building a financial hub free from traditional banks. Holvi has successfully built the first pan-European bank replacement for small businesses. Holvi brings banking to the modern age by building an open ecosystem allowing all digital applications and services to connect under one platform. // Slush 2016 will take place in Helsinki, Finland on November 30th - December 1nd! // Slush 2015 in 100 Photos: https://www.flickr.com/photos/slushmedia/sets/72157661297750065 Website: http://www.slush.org Facebook: http://www.facebook.com/slushHQ Twitter: http://www.twitter.com/slushHQ Instagram: http://instagram.com/SlushHQ Linkedin: http://www.linkedin.com/company/slush In 2015, Slush brought together 15.000 attendees, including 1.700 startups, 800 venture capital investors and 630 journalists from exactly 100 countries. People from more than half of the world’s countries traveled to the cold and dark Helsinki, with the ambition of taking their business to the next level. Slush is a non-profit event organized by a community of entrepreneurs, investors, students and festival organizers. Although Slush has grown from a 300-person event to become one of the leading events of its kind in the world, the philosophy behind it has remained the same: to help the next generation of great, world-conquering companies forward.