Are you buying a house for this first time? In this video I explain how to buy a house from a mortgage perspective. This video will be great for first time homebuyers who are unfamiliar with the mortgage process. We talk about the difference between a pre-qualification and a pre-approval. We talk about the qualifications for a conventional mortgage and an FHA mortgage. I walk you through the credit requirements, the income verification requirements (how long you need to be on you job and what you need to provide to your lender). We then walk through what a debt to income ratio is so that you can answer the question how much home can I afford! Pull a FREE credit report HERE ---https://www.equifax.com/personal/credit-report-services/free-credit-reports/ ---https://www.experian.com/consumer-products/free-credit-report.html ---AnnualCreditReport.com