CDs typically offer higher interest rates than savings accounts. A CD ladder is a good way to stay somewhat liquid with your dollars. Here’s who should consider it – and when. MORE CLARK.COM CONTENT YOU MAY LIKE: ► clark.com/personal-finance-credit/banks-banking/what-is-a-cd/ ► clark.com/personal-finance-credit/investing-retirement/cds-vs-savings-accounts/ ► clark.com/personal-finance-credit/banks-banking/best-savings-rates/ Clark.com: Advice You Can Trust: SUBSCRIBE ► https://www.youtube.com/c/Clark NEWSLETTER ► https://clark.com/newsletters/ Follow Us for More Money Tips: Website ► https://clark.com/ Podcast ► https://clark.com/podcasts/ Twitter ► https://twitter.com/ClarkHoward Clark Howard Instagram ► https://www.instagram.com/theclarkdotcom/ Clark Howard Facebook ►https://www.facebook.com/clarkhoward/ Clark Deals Facebook ► https://www.facebook.com/clarkdeals Clark Deals Instagram ► https://www.instagram.com/clarkdeals/ For the very best deals and money-saving shopping tips ► www.clarkdeals.com Need Consumer Advice? Need advice? The Consumer Action Center is a free community resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. ► https://clark.com/ad-disclosure/