FHA Loan changes coming May 25 will disqualify Non-Permanent Resident Borrowers. But there are solutions—A&D Mortgage’s Rich Hoffmann breaks down alternatives like ITIN loans, DSCR options, and our Prime/Super Prime Non-QM products. Learn what brokers need to know, who’s affected, and how to stay ahead with flexible mortgage options! 🧩 Topics Covered: – Who qualifies after the FHA change – ITIN loans with gift funds – DSCR for foreign investors – Benefits of Non-QM loans – A&D Mortgage tech & support advantage 🔔 Like, comment, and subscribe for more industry updates! #realestate #fha #realestateinvesting #mortgage #mortgagerates #housingmarket #nonqmloans #dscr #mortgagecalculator #itin #fico #admortgage #finance #immigration _____________________________________________________________________ A&D Mortgage (NMLS # 958660) is a top wholesale and correspondent lender, bringing first class service. We are a nationwide lender able to conduct business in 40+ states. Join the more than 6,000 companies who’ve already chosen A&D Mortgage as their long-term partner to expand their pipeline! Learn About Programs: https://admortgage.com/our-programs/?utm_source=yt&utm_medium=sm&utm_campaign=FHAdigest25 Calculate Your Loan: https://pricer.admortgage.com/?utm_source=yt&utm_medium=sm&utm_campaign=FHAdigest25 Submit Scenario: https://admortgage.com/scenario-request-form-2/?utm_source=yt&utm_medium=sm&utm_campaign=FHAdigest25 Become a Partner: https://admortgage.com/become-a-partner/?utm_source=yt&utm_medium=sm&utm_campaign=FHAdigest25 Follow us where you wish: LinkedIn: https://www.linkedin.com/company/admortgage/ Facebook: https://www.facebook.com/admortgagecompany/ Instagram: https://www.instagram.com/admortgagellc/ Twitter: https://twitter.com/ad_mortgage Threads: https://www.threads.net/@admortgagellc Telegram: https://t.me/admortgage_bot 00:00 Introduction & Agenda 01:52 FHA Guideline Changes & FHA Alternatives for Non-Permanent Residents 03:17 Who Are Affected by FHA Guideline Changes? 04:18 Non-QM Doesn't Mean Higher Premiums or Rates! Options for Non-Permanent Residents 05:39 Where to Start with Non-QM? 06:21 What Makes A&D Broker-Friendly? Non-QM AUS, Partner Support, Underwriting, Securitization 07:59 Advice for Mortgage Brokers – What's Most Important Right Now? 08:50 Wrap-up & Final Thoughts