The Ramsey Show | January 24, 2025 Ken Coleman & Rachel Cruze answer your questions and discuss: - "Our millionaire in-laws are unwilling to discuss their will," - "My fiancée and I have $155k of debt," - "My fiancée grew up in a different money culture – how do I get her on board with the Baby Steps?" - "How do I use my investments to build a home?" - "I feel selfish for working so much to pay off debt," Next Steps: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 💳 Share your thoughts and you could WIN a $500 Gift Card! https://ramsey.qualtrics.com/jfe/form/SV_bjU669hOOQ2n686?Source=YTSN 💪 Invest with confidence! Get tickets to Investing Essentials - https://ter.li/jclxu3 🏘️ Free Tools & Resources to Reach Your Home Goals - https://ter.li/b0ex18 💼 Whether you’re confident filing solo or you need support from a pro, we have all the tools you need to crush your taxes - https://ter.li/6qlwfq 📱 Watch the full episode for free in the Ramsey Network app. https://ter.li/ow308s 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - https://www.ramseysolutions.com/shows/the-ramsey-show/email Connect with our Sponsors: 🌱 Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio 💸 Learn more about opening a high-yield savings account with Laurel Road. ⮕ https://www.laurelroad.com/Ramsey 🏥 Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget 🏡 Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ 🔒 Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey 🏦 FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey 💤 Visit Helix Sleep for special offers! ⮕ https://www.helixsleep.com/Ramsey 💻 Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey 🏛️Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey 🔐 Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Watch more from Ramsey Network: 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💸The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 💰George Kamel ⮕ https://ter.li/2ma765 💡The Rachel Cruze Show ⮕ https://ter.li/roya3c 🪑 Front Row Seat with Ken Coleman ⮕ https://ter.li/pz4wbn 📈EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube Better Than I Deserve YETI® 20 oz. Tumbler in Blue: https://store.ramseysolutions.com/gifts/apparel-and-more/better-than-i-deserve-yeti-tumbler/?medium=product+shelf&source=YouTube Get Clear Career Assessment: Find the Work You’re Wired to Do: https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube I’m Glad For What I Have by Rachel Cruze: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?medium=product+shelf&source=YouTube Smart Money Smart Kids: https://store.ramseysolutions.com/money/books/smart-money-smart-kids-by-dave-ramsey-and-rachel-cruze/?medium=product+shelf&source=YouTube EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube Questions for Humans: Intimacy https://store.ramseysolutions.com/conversation-cards/questions-for-humans-intimacy/?utm_source=youtube&utm_medium=merch_shelf Money’s Not a Math Problem Quick Read: https://store.ramseysolutions.com/money/books/money-is-not-a-math-problem-by-jade-warshaw/?medium=product+shelf&source=YouTube Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube Financial Peace University Gift Card: https://store.ramseysolutions.com/money/financial-peace-university/financial-peace-university-gift-card/?utm_source=youtube&utm_medium=product_shelf