One of Will’s primary objectives is to serve as a leader in financial literacy and capability. Our commitment to serving individuals, families, and groups comes from a practical and theoritical knowledge of work, people and culture of capitalism and democracy. We understand the challenges and pressures individuals face on a daily basis, and we will work closely with you to provide information and knowledge and training and lending services that meet your financial goals and needs. Backed by the resources of my many years of investing, living in poverty, and having my life spared by God, we focus on high-quality one-on-one relationships and best practices as they relate to social and financial well-being for children, adults, and families. After completing this video, you will be able to: 1. Demonstrate an understanding of how to distinguish fact from opinion of a HELOC; 2. Integrate third party information into researching HELOCS (2nd mortgage) 3. Better understand the distinctions between 1st and 2nd mortgages; 4. Analyze the special requirements of obtaining a HELOC; and 5. Better understand and apply the parts of my HELOC.