While it may seem complex at first, a CD ladder is a straightforward way to get the best possible interest rate, while still maintaining regular, penalty-free access to some of your savings. Here’s how it works, for you. Synchrony bank offers online banking with high yield savings accounts, certificates of deposit (cds), money market accounts and IRAs. Visit www.synchronybank.com to learn more or to open an account today. About Synchrony Bank Synchrony Bank provides award-winning consumer banking products and services, including high-yield savings accounts, certificates of deposit, individual retirement accounts, and money market accounts. Synchrony Bank has grown its customer deposits to more than $50 billion by providing great customer service and highly-rated products. Synchrony Bank is a federal savings bank and a member of the FDIC. Learn more about Synchrony Bank at https://www.synchronybank.com/. Follow us on Social Media: Facebook: https://www.facebook.com/SynchronyBank/ Instagram: https://www.instagram.com/synchronybank/