In this video, I’m going to show you how superannuation affects you age pension in Australia, how Centrelink calculates your pension, and some strategies to maximise your pension. 📩 Sign up to my free email newsletter! https://aussiemoneyclub.beehiiv.com/subscribe 🎁🎁🎁 Free Sign Up Bonuses 🎁🎁🎁 💰 Use Moomoo App (chess sponsored) to buy Shares/ETFs to begin your investing journey today and receive these free bonuses: 1. Get Up To 12 FREE Stocks. 2. Free Brokerage Fees for 30 days. 3. Auto Invest Function. 4. Premium Research Tools & Learning Guides. ✅ Use this link to sign up: https://j.moomoo.com/00A1xQ 💰 ING: Get $100 FREE if you sign up using this link & follow the steps: https://bit.ly/3G1l5b9 💰 Ubank: Get $20 FREE if you sign up with my code & make 5 small purchases: https://bit.ly/4hgoa4c or Use Code: MDPYUAG 🔗 Links: https://www.servicesaustralia.gov.au/superannuation?context=22526 🎬 MORE USEFUL VIDEOS! 🎬 ► How To Invest in Australia For Beginners: https://youtu.be/VJXh0Qduup0 ► How To Invest in Australia with $500: https://youtu.be/KbRaDmAjSEY ► How To Invest in ETFs in Australia: https://youtu.be/w3PRA2czQJY ► Top 12 Vanguard ETFs: https://youtu.be/Xg8qykyFfdo ► Simple 2 Fund Stock Portfolio: https://youtu.be/TME3WtFwN7c ► How To Debt Recycle: https://youtu.be/kDUJ23KIbZI 💰 GRAB SOME FREEBIES!💰 📈 Investing Apps that I use: ► Moomoo: Get Up To 12 FREE shares & Auto Invest: https://bit.ly/3PgUN6E ► Tiger Brokers: Get $50 USD FREE Tesla shares:https://bit.ly/3RqBPLI ► Stake: Get $10 FREE credit & a FREE stock (worth up to $150): https://bit.ly/3L13UGm or Use Code: bryanl728 ► Webull: Get Free Trading Vouchers up to $200: https://bit.ly/4fKdpWU ► Raiz: Get $5 FREE when you sign up: https://bit.ly/3KYJGgr or Use Code: W3CG4J ► Independent Reserve: Get $25 of Free Bitcoin (BTC): https://bit.ly/4cSicE4 ► Bitcoin.com.au: Get $25 of Free Bitcoin (BTC): https://bit.ly/3B0RnQM ► CoinSpot: Get $20 of Free Bitcoin (BTC): https://bit.ly/3Ed2XXJ 🏦 Banks & Finance Apps that I use: ► ING: Get $100 FREE if you sign up: https://bit.ly/3G1l5b9 ► Ubank: Get $20 FREE if you sign up with my code & make 5 small purchases: https://bit.ly/4hgoa4c Use Code: MDPYUAG ► Up Bank: Get $10 FREE if you sign up: https://bit.ly/4gC4oQV ► Xero: Get 90% off for 6 months: https://bit.ly/3YxbL4b ► Sharesight: (Get 4 Months Free Using This Link): https://bit.ly/46ajSHu ► Navexa: Get 20% off if you use this link https://bit.ly/3RLOI2X or code: bryaninvest ► TopCashback: Get Bonus $15: https://bit.ly/48T9DXD ► ShopBack: Get $10 back when you spend $20: https://bit.ly/3sxAlG0 ► Cash Rewards: Get $10 back when you spend $20 within 14 days: https://bit.ly/44tnG3Z * Some links above may be affiliate or referral links. It doesn't cost you any extra to use them but it does help support my channel. Thank you! ☺️ ----------------------------------------------------------- 👇 Connect With Me 👇 🎬 My YouTube: https://www.youtube.com/@UC6_HYRP3E1KpJVg3ra7p3gQ 📩 My Free Email Newsletter: https://aussiemoneyclub.beehiiv.com/ 📸 My Instagram: https://www.instagram.com/bryaninvest 📷 My 2nd Instagram: https://www.instagram.com/aussiemoneyclub/ 👨🏻💻 My Website: https://bryaninvest.com.au/ 📧 My Email: bryaninvestbusiness@gmail.com ----------------------------------------------------------- 🚨 Disclaimer: The content on this YouTube channel is meant for general information and education only, not as financial, investment, legal, or other professional advice. It represents personal opinions and experiences, not professional advice. While we aim for accuracy, we cannot guarantee it. Markets and conditions change quickly, and past performance doesn't predict future results. All investments carry risks so assess your tolerance carefully. Don't rely solely on these videos for decisions. We're not liable for losses from using this information. By watching, you accept these terms and take responsibility for your financial choices. ----------------------------------------------------------- #pension #australia #superannuation ⏰ TIMESTAMPS 0:00 - Intro 0:23 - How Your Superannuation is Assessed 1:23 - The Assets Test 1:55 - Asset Test Threshold 2:37 - The Income Test 4:02 - Income Test Threshold 4:56 - Worked Example For a Single Person 7:09 - Worked Example For a Couple 9:30 - What If One Partner is Under Pension Age? 10:31 - Other Strategies To Maximise Pension 11:23 - Upcoming Changes That May Affect Pension 11:57 - Final Thoughts