How To Negotiate a Lower Mortgage Payment 🏠💰 Most people think asking for $10,000 off the purchase price is the best move. But let me show you why there’s a smarter way 👇 🔹 $10K off a $500K home only reduces your payment by $62/month 😕 Instead, ask for a seller credit and use that money to buy down your rate. 🔑 This strategy can lower your payment by $214/month—that’s real savings! 💸 Buying a house is all about strategy, not just price. Don’t leave money on the table! ✨ subscribe for more homebuying tips #realestate #firsttimehomebuying #mortgage