Don't let these regrets steal time, joy or security from your retirement! MORE FROM AZUL: Twitter: https://twitter.com/Azul_Wells Essays: https://www.azulwells.com/essays === IMPORTANT! PLEASE Read! === MY VIDEOS ARE NOT FINANCIAL ADVICE. I do not know your specific situation. And your unique situation matters a great deal. This information is provided to you as a resource for informational purposes only and should not be viewed as investment advice or recommendations. To get professional financial advice from a fee-only financial advisor near you, please visit www.napfa.org. Investing, planning and deciding when you will retire are some of the most important financial decisions you will make in your life. I urge you to seek professional financial advice as you make these decisions. Ideally from a fee-only financial adviser, AND a CPA AND an attorney. Having the perspective of all three professions will help you make the decision that is right for you and your family. This information is being presented without consideration of the investment objectives, risk tolerance, or financial circumstances of any specific investor and might not be suitable for all investors. This information is NOT intended to, and should NOT, form a primary basis for any investment decision that you may make. Always consult your own legal, tax, and/or investment advisor before making any investment/tax/estate/financial planning considerations or decisions. I don't believe in "get rich" programs. Rather, I believe in doing your homework and working with professionals who are a fiduciary to you 100% of the time. Advisers that have at least a decade of experience helping their clients achieve their goals.