The mortgage cliff is a hot topic amongst home loan borrowers. It is further fueled by the sentiments of the public regarding the repeated cash rate hikes implemented by the RBA. It has become a cause for panic, especially for those who are coming out of their fixed-rate home loan period. What is it really, and what do you do if you are facing a mortgage cliff? Find out more in this video. Timestamps: 00:00 Don't Fall Off the Fixed-Rate Mortgage Cliff! Here's What You Need to Know! 00:13 Meet the Smith Family: A Case Study 00:38 The Fixed-Rate Cliff or the Mortgage Cliff 01:06 An Explosion of Fixed-Rate Borrowers/Refinancers 02:55 Tips --- Sources: https://www.rba.gov.au/publications/bulletin/2023/mar/fixed-rate-housing-loans-monetary-policy-transmission-and-financial-stability-risks.html#:~:text=During%20the%20COVID%2D19%20pandemic%2C%20the%20value%20of%20fixed%2D,to%202020%20(Graph%201) https://www.forbes.com/advisor/au/home-loans/fixed-interest-rates-expiring/ --- Know more about refinancing here: https://lendstreet.com.au/loans/refinance/ Should you need personalised home loan advice, book a discovery call with Michael Nasser here: https://calendly.com/michaellendstreet/lendstreet-discovery-call -- Social Media Links: Facebook: https://www.facebook.com/lendstreetmortgagebrokers Instagram: https://www.instagram.com/lendstreetmortgagebrokers/ Twitter: https://twitter.com/mnasserbroker Company LinkedIn: https://www.linkedin.com/company/lendstreet/ Michael's LinkedIn: https://www.linkedin.com/in/michael-nasser-ls/ Medium: https://medium.com/@michaelnasser --- ABN 24 601 471 416 | Credit Representative Number 509687 authorised under Australian Credit Licence 389087. Disclaimer: Any advice contained in this video has been prepared without taking into account your objectives, financial situation, or needs and is subject to change. Before acting on any advice, you should consider whether it is appropriate for your circumstances.