Facebook took 3.5 years to acquire 50 million customers, Whatsapp took 15 months, Angry Birds took 15 days. By 2025, 2 billion people will have their first banking experience on their smart phone. 80% of these people will never walk in a bank branch. Disruption across various industries and in different ways and as an island nation could this be an opportunity? VIDIA MOONEEGAN is considered a pioneer of the Mauritius IT-BPO industry. He is the Senior Vice President and Managing Director of Ceridian, a cloud Human Capital Management software and services company. He is responsible for the Mauritius operations which employs some 800 associates. Vidia’s experience includes engaging partners globally to provide sourcing solutions. He has served as President of the outsourcing association of Mauritius and is a council member of Business Mauritius. His has worked for TNT Business Solutions, Schlumberger Oilfield Services and Arthur Andersen, UK. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at http://ted.com/tedx