Most people have no idea they're picking the wrong loan and losing thousands. FHA and Conventional loans aren't what you think and today, I’m breaking down real-world numbers to prove it. Whether you're putting 3%, 5%, or 10% down, the differences in payments and terms could change everything you thought you knew about buying a home. If you think you know which loan is better, you’re about to find out why you might be wrong. ➡️Buy NOW with FHA or WAIT? - https://youtu.be/OrfYookGd78 ➡️ FHA Loan Requirements - Mortgage Insurance and Debt To Income - FHA Loan 2025 - https://youtu.be/HEy3L1hvpDo ================================================================================= ✅ - Ready to find the right loan? Start your stress-free journey today: jebsmith.net/start 🏠 - First Time Home Buyer Course - http://www.becominghomewise.com ================================================================================= Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Real Broker #housingmarket #firsttimehomebuyer #realestate

first time home buyerbuying a housereal estatefirst time home buyer tipscaliforniahuntington beachjeb smithrealtormortgagehousing marketfhafha loanfha loansfha loan requirementsfha 2025fha vs conventionalfha mortgagefha mortgage insurancefha debt to income ratio