Why I Wouldn't Use Velocity Banking to Pay Off My Credit Card: When looking at YouTube videos related to using velocity banking to pay off credit card debt, they tend to be skewed towards focusing heavily on the benefit. But the reality is strategies like velocity banking come with substantial risks and are not suitable for everyone. In this video, we will look at the top reasons and scenarios that would personally cause me to avoid using velocity banking to pay down credit card debt. Our scenarios will include things such as personal financial habits, types of expenses, and current financial situations. Please note that this video is intended for educational and entertainment purposes only and should not be considered financial advice.