Hello? -It's not common to see a government bond ETF that has plunged 36%. That's even more so for the three years of performance. It proves that the US interest rate policy has been so dramatic. Bonds are fixed income assets. It's time to think about two aspects of whether fixed profits are good. 1. Is it advantageous when the risk of default increases? 2. Is interest rate at the level you want to hold for a long time? More and more investors are disappointed that interest rates have been adjusted in the short term, making it less attractive to invest new. However, it is still holding on to its top 10% interest rate position over the past decade. The Fed's rate cut has not yet begun. Will the economy rebound? Will the stock market live up to optimists' expectations? Will pessimists be right this year? These are three questions that will be repeated throughout the year. Thanks for watching. (#BOND #FUND #CRISIS #hyg #jnk #HIGHYIELD #bkln #bil #lqd #vcsh #emb #bnd #mbb #jpst #ushy #xlu #fxi #유가 #SPY #QQQ #FED #INTERESTRATES #BONDINVESTMENT #MBS #TLT #TLTW #TMF #TMV #TTT #SHV #SHY #IHI #IEF #AGG )