If you need a strict budget, or live paycheck to paycheck -- a zero-based budget is a great tool. The goal is to end up with zero dollars at the end of the month. Weird, right? But every penny will go toward something productive. Read more about it here: https://www.thepennyhoarder.com/academy/budgeting-101/#zeroBasedBudgetVideo For more money saving tips, visit https://thepennyhoarder.com Watch More Videos: https://youtube.com/thepennyhoarder Follow Us: Facebook: http://facebook.com/thepennyhoarder Twitter: https://twitter.com/thepennyhoarder Pinterest: https://pinterest.com/thepennyhoarder Instagram: @thepennyhoarder Snapchat: thepennyhoarder #ThePennyHoarder #LessMoneyStress #PersonalFinance