Welcome to our channel my name is Lay 👋 I am a mother of two and we are a family of four on a financial journey of becoming debt free where we plan on paying off 29k in 12 months and taking you step by step along the way💕 Todays video we are switching our budgeting method from monthly to bi-weekly and showing you our real budgets for our second and third paycheck of the month. If you enjoy budgeting, debt and savings updates be sure to like, comment, share and subscribe to follow our families journey each step of the way ❤️