Maximise your Australian Age Pension with these 18 practical tips and strategies! This video is for Australians receiving no pension or only a part pension. Learn how to improve your assets and income test outcomes to increase your Centrelink Age Pension and maximise your entitlements. 🍿 WATCH NEXT: ►An Easy Guide to Australian Age Pension https://www.youtube.com/watch?v=2uOOnADS5tM&list=PL5FzE3hngef0R3xHr6ncz54eFc-5-alXP&index=23&ab_channel=RuiShi ►How to Calculate Australian Age Pension in 2024 [Free Excel Template] https://www.youtube.com/watch?v=ds_xro7li4U&list=PL5FzE3hngef1ZWA3yH7wDmViRT9xsJvSH&index=7 ►How Superannuation Affects Your Age Pension https://www.youtube.com/watch?v=ROUR5Lne1wI&list=PL5FzE3hngef0R3xHr6ncz54eFc-5-alXP&index=22 ►How Australian Age Pension Works While Overseas https://www.youtube.com/watch?v=GoQKJNgSwvY&list=PL5FzE3hngef0R3xHr6ncz54eFc-5-alXP&index=26&ab_channel=RuiShi 🔗 LINKS: ►Free Excel and PDF - Age Pension Rates and Thresholds https://ruishi.gumroad.com/l/AgePensionRatesandThresholds_20Sep2024-19Mar2025 ►Centrelink online account help https://www.servicesaustralia.gov.au/centrelink-online-account-help-manage-your-income-and-assets-details#:~:text=You%20need%20to%20tell%20us,Transcript%20%7C%20Watch%20on%20YouTube ►Services Australia Page: Funeral bonds and prepaid funerals https://www.servicesaustralia.gov.au/funeral-bonds-and-prepaid-funerals?context=22526 👩🏻WHO AM I? Hey 👋 I’m Rui, a financial planner-turned-financial educator. Through my videos here on this channel, I provide practical and actionable information to help you make informed money decisions. 💌Subscribe for More Insights https://www.youtube.com/channel/UC82hYrC09wMVXObP5Mj_boA?sub_confirmation=1 #AgePensionTips #CentrelinkAustralia #retirementplanning ⌚️Timestamps: 00:00 Intro 00:39 The Basics 02:10 Disclaimer 02:35 #1 Master Centrelink Online Account 03:26 #2 Apply Correct Value to Personal Items & Vehicles 04:20 #3 Apply Asset Depreciation 05:27 #4 Update Investment Values 06:25 #5 Update Investment Property Value 06:58 Bonus: Understand the 7.8% Return 07:31 #6 Reduce Consumer Debts and Home Loans 08:03 #7 Refinance Investment Loan Secured Against Principal Residence 08:39 #8 Buy a Home 11:05 #9 Upgrade Your Home 11:30 #10 Renovate or Make Home Improvements 12:03 #11 Spend Money 12:43 #12 Prepay Expenses 13:13 #13 Prepay Funeral Expenses 14:35 #14 Gifting 18:24 #15 Leverage Younger Spouse’s Super Accumulation Account (Under 67) 19:57 #16 Buy A Lifetime Annuity 21:19 #17 Create A Granny Flat Interest 21:52 #18 Gift to A Special Disability Trust 📚Disclaimer This video is for educational purposes only and is not intended as financial advice. Before acting on any information, you should seek professional advice and verify my interpretations before relying on the content or calculations in the videos, while also considering its appropriateness in relation to your personal situation.