Next Steps: 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan - https://ter.li/p3qkzb 📝 Share your thoughts on the show! https://ramsey.qualtrics.com/jfe/form/SV_9S0UkgvlW8EieSG 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or send us a message - https://www.ramseysolutions.com/shows/the-ramsey-show/email Connect with our Sponsors: 🌱 Get 10% off your first month of BetterHelp ⮕ https://www.betterhelp.com/RamseyRadio 🪟 Visit Blinds for more information ⮕ https://www.blinds.com/ 🏥 Learn more about Christian Healthcare Ministries ⮕ https://www.chministries.org/budget 🏡 Get started today with Churchill Mortgage ⮕ https://www.churchillmortgage.com/ 🔒 Get 20% off when you join DeleteMe ⮕ https://www.joindeleteme.com/Ramsey 🏦 FAIRWINDS Credit Union exclusive account bundle ⮕ https://www.fairwinds.org/ramsey 💤 Visit Helix Sleep for special offers! ⮕ https://www.helixsleep.com/Ramsey 💻 Visit NetSuite today to learn more ⮕ https://www.netsuite.com/Ramsey 🏛️Call 844-2-RAMSEY to get started with YRefy ⮕ https://www.Yrefy.com/Ramsey 🔐 Visit Zander Insurance for your free instant quote today ⮕ https://www.zander.com/ Watch more from Ramsey Network: 🍸 Smart Money Happy Hour ⮕ https://ter.li/dre4oa 💸The Ramsey Show Highlights ⮕ https://ter.li/tp4w1h 🧠The Dr. John Delony Show ⮕ https://ter.li/9l5k9g 💰George Kamel ⮕ https://ter.li/2ma765 💡The Rachel Cruze Show ⮕ https://ter.li/roya3c 💼The Ken Coleman Show - Highlights ⮕ https://ter.li/7ipp7e 📈EntreLeadership ⮕ https://ter.li/proqeb Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/company/policies/privacy-policy Products: EveryDollar Premium Version Physical Gift Card: https://store.ramseysolutions.com/money/tools-and-apps/everydollar-premium-version-physical-gift-card/?utm_medium=product_shelf&utm_source=youtube Total Money Makeover: https://store.ramseysolutions.com/money/books/the-total-money-makeover-by-dave-ramsey/?utm_medium=product_shelf&utm_source=youtube Questions for Humans: Couples: https://store.ramseysolutions.com/personal-growth/conversation-cards/questions-for-humans-couples/?utm_medium=product_shelf&utm_source=youtube New! 2025 Ramsey Goal Planner: https://store.ramseysolutions.com/personal-growth/books/ramsey-goal-planner/?utm_medium=product_shelf&utm_source=youtube Baby Steps Millionaires: https://store.ramseysolutions.com/money/books/baby-steps-millionaires/?utm_medium=product_shelf&utm_source=youtube Building a Non-Anxious Life: https://store.ramseysolutions.com/personal-growth/books/building-a-non-anxious-life-by-dr-john-delony/?utm_medium=product_shelf&utm_source=youtube New! Breaking Free From Broke: https://store.ramseysolutions.com/money/books/breaking-free-from-broke-by-george-kamel/?utm_medium=product_shelf&utm_source=youtube New! Get Clear Career Assessment: Find the Work You’re Wired to Do: https://store.ramseysolutions.com/business-and-career/books/get-clear-career-assessment-by-ken-coleman/?utm_medium=product_shelf&utm_source=youtube Know Yourself, Know Your Money: https://store.ramseysolutions.com/money/books/know-yourself-know-your-money-by-rachel-cruze/?utm_medium=product_shelf&utm_source=youtube