Read & Learn More ⬇️⬇️⬇️ Timeline: 00:00 Intro 00:57 What Are Certificates Of Deposit (CDs)? 02:45 How Is The Interest Rate Distributed? 03:36 Ladders 04:38 Disadvantages and Risks Related to CD 06:31 Types of CDs 08:50 Bottom Line -------------------------------------------------------------------------------------------------------------- Learn Banking ✏️ Checking Vs Saving Accounts: Which Is Better? https://thesmartinvestor.com/banking/guides-banking/checking-vs-saving-accounts/?utm_source=youtube ✏️ Credit Unions vs. Banks: Which Is Better For You? https://thesmartinvestor.com/banking/guides-banking/credit-unions-vs-banks/ ✏️ How to Choose the Right Savings Account for You?https://thesmartinvestor.com/banking/guides-banking/choose-savings-account/?utm_source=youtube ✏️ How To Close a Joint Bank Account: https://thesmartinvestor.com/banking/guides-banking/close-joint-bank-account/?utm_source=youtube ✏️ CDs vs Saving Accounts: https://thesmartinvestor.com/banking/guides-banking/cds-vs-saving-accounts/?utm_source=youtube ✏️ CD or Money Market Account: https://thesmartinvestor.com/banking/guides-banking/cd-vs-money-market-account/?utm_source=youtube Banking Calculators: 📳 Savings, Taxes, and Inflation Calculator: https://thesmartinvestor.com/money/calculators-money/savings-calculator/?utm_source=youtube 📳 Marginal Tax Rate Calculator: https://thesmartinvestor.com/money/calculators-money/marginal-tax-rate-calculator/?utm_source=youtube 📳 Mutual Fund Expense Calculator: https://thesmartinvestor.com/investing/calculators-investing/mutual-fund-expense-calculator/?utm_source=youtube -------------------------------------------------------------------------------------------------------------- Compare Banking 💻 Compare Banks: https://thesmartinvestor.com/banking/compare-banks/?utm_source=youtube 💻 Best Checking Accounts: https://thesmartinvestor.com/banking/compare-banks/compare-checking-accounts/?utm_source=youtube 💻 Best CDs Rates: https://thesmartinvestor.com/banking/compare-banks/compare-cd-rates/?utm_source=youtube 💻 Best Online Banks: https://thesmartinvestor.com/banking/compare-banks/online-banks/?utm_source=youtube 💻 Best Savings Accounts: https://thesmartinvestor.com/banking/compare-banks/top-savings-accounts/?utm_source=youtube 💻 Best Money Market Accounts: https://thesmartinvestor.com/banking/compare-banks/best-money-market-accounts/?utm_source=youtube -------------------------------------------------------------------------------------------------------------- 🙏 Follow us 🙏 Subscribe to our YouTube Channel: https://www.youtube.com/channel/UCWyl7ShBKaS3mRRY4EKIvtA?sub_confirmation=1 Our Website: https://thesmartinvestor.com/?utm_source=youtube Twitter: https://twitter.com/infoforinvestor Facebook: https://www.facebook.com/Infoforinvestors -------------------------------------------------------------------------------------------------------------- Advertiser Disclosure: Some of the links and other products that appear on this website are from companies which The Smart Investor will earn an affiliate commission or referral bonus. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all companies or all available offers. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This compensation allows us to maintain a full-time, unbiased editorial staff. Our opinions are our own.